Our Solutions

Retirement Compensation Arrangement (RCA)

What is an RCA?

An RCA is a trust registered with the Canada Revenue Agency (CRA). It allows high-income employers and individuals to make tax deductible contributions for the future benefit of designated individuals. RCA's have the highest level of contributions to a tax sheltered plan allowable. Contributions do not affect RRSP or Registered Pension Plan contribution limits.

Why an RCA Solution with Serre Financial?

We are one of Canada’s most trusted providers of RCAs because we focus on understanding what individual clients are trying to accomplish—protection for a golden handshake windfall, shelter for ongoing income exceeding small business status, plans to eventually leave the country and more. We examine the big picture, the small details, the short-term and the long-term, then help maximize both value and net benefit of this multi-generational solution. Find out more with our free quotation.

Consider the Highlights

Customized RCA review and planning by one of Canada’s most trusted RCA solutions providers

Free quotation

Largest annual contributions toward retirement savings

No age limit

Creditor protection

Multiple individuals may participate in a single plan

Large deductions reduce/eliminate tax

Supplemental pension plan

Strategy for key employee retention

Executive termination compensation package

A multi-generational solution

Does not affect RRSP contributions

For more information, This email address is being protected from spambots. You need JavaScript enabled to view it. or contact us at 1.866.927.0111